Wells Fargo, We Need to Talk

Well then get your sh*t together.

Get it all together and put it in a backpack, all your sh*t, so it’s together.

And if you gotta take it somewhere, take it somewhere, you know?  Take it to the sh*t store and sell it, or put it in a sh*t museum.  I don’t care what you do, you just gotta get it together.

Get your sh*t together.

Morty Smith, Rick and Morty

Continue reading “Wells Fargo, We Need to Talk”

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Is Debt Really So Bad?

Bagged labeled debt crossed out

Over the past 3 months, I have read and watched hundreds of personal finance articles, forum threads, and YouTube videos.  Now that I think about it, most of these articles and videos have been about becoming debt free and/or living an extremely frugal lifestyle.  Paying off all debts is a noble goal.  Many are unable or unwilling (consciously or subconsciously) to do it.  I talked about applying Dave Ramsey’s baby steps to my life here, simply because, after reading and watching some of his work, I realized that was a path I was already kind of following.  But depending on the debt, how important is paying it off as quickly as possible, and is it worth prioritizing? Continue reading “Is Debt Really So Bad?”

Suddenly Millennial

So… I’m a Millennial

One day, recently at my still somewhat new job, I was packing up at the end of the day, getting ready to go home.  An older coworker told me that I “really am a millennial”, because I carry my laptop in a “colorful” backpack – what does that even mean??  I was thinking in my head, “I’m old.  Millennials are all those 12 year olds on Snapchat.”  But after a little Google search and reading some mildly depressing articles, apparently, being born in the late 80’s qualifies me as a millennial. Continue reading “Suddenly Millennial”